Personal Bankruptcy

For any seller, they know that having home buyers is the only way to ensure that their home gets sold. Texas, like many other states,
has seen a reduction in home sales, which make homeowners who need to sell their homes antsy. The truth is, that a tough market, like
what is happening in the market right [...]

Chapter 13 protection filings are at an all time high due to the soft economy. I have many clients that have been successfully refinanced out of their home loans while in bankruptcy. These clients assumed that the chapter 13 program was no longer available due to credit restrictions. This is not true, however, the rules [...]

A short sale is a form of loss mitigation wherein a bank accepts the sale of a home for less than what the borrower owes on it. Once forwarded to the bank, the proceeds of a sale are considered full payment and the mortgage is considered settled. Many people turn to short sale as a [...]