Personal Bankruptcy

We all know when we go bankrupt but often we decide to postpone our decision out of the fear that filing for bankruptcy will lead us to the eternal abyss of endless despair.  Perhaps you delay the decision of bankruptcy filing with the hope to find out another alternative. But face the reality! Do you [...]

In my Charleston, South Carolina bankruptcy practice, I deal with folks who are overwhelmed with debt. If you’re in that situation, it’s important to know your rights under the Fair Debt Collection Practices Act (”FDCPA”). Generally, while a creditor may call a debtor at work regarding a debt, a third-party debt collector is prohibited from [...]

In today’s economy, more people than ever are filing for bankruptcy.  What does this entail, and who should file for bankruptcy?  Do you need a bankruptcy lawyer, and what are their responsibilities?  This article will help you get started.
Bankruptcy is a legal declaration that is made when an individual or an organization cannot pay its [...]

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The decision to file for bankruptcy is not one to take lightly. With the multiple bankruptcy plans available and the changes to bankruptcy law that occurred in 2005, it is important to be an informed about options from various scenarios. If you are considering [...]

Through bankruptcy, a debtor can stop wage garnishments, foreclosures, lawsuits and harassing phone calls from creditors. But not everyone qualifies to file for bankruptcy. Bankruptcy attorney Benjamin Ginter, who runs the Law Offices of Benjamin J. Ginter in Cranford, New Jersey, talks here about the factors involved to help you decide whether to file or [...]