Personal Bankruptcy

I’ve Filed for Bankruptcy in the Past; Can I File Again?
Yes.  A person can file for bankruptcy more than once, but you may have to wait a particular amount of time since the last time you filed for bankruptcy in order to obtain a discharge of your current or newly incurred debts.  The policy underlying [...]

Debunking Myths about why People File for Bankruptcy
A common misperception about bankruptcy is that people who file for bankruptcy were irresponsible with their finances, or recklessly incurred debt they could not repay.  While these circumstances certainly are a factor in some bankruptcies, recent studies and analysis demonstrate that the majority of bankruptcies are precipitated by [...]

What debts are not erased by bankruptcy?
Many people filing for bankruptcy are surprised to find out that not all of their debts are discharged – that is, erased. Certain debts are not eligible for discharge, including:
Back taxes
Child support and/or alimony
Any debts that resulted from a government fine or legal decision – for example, DUI fines, [...]