Discharging Debts Under a Chapter 13 Bankruptcy
Discharging Debts Under a Chapter 13 Bankruptcy
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Home Page > Law > Bankruptcy > Discharging Debts Under a Chapter 13 Bankruptcy
Discharging Debts Under a Chapter 13 Bankruptcy
Posted: Feb 26, 2011 |Comments: 0
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A chapter 13 bankruptcy will supply many advantages to a borrower who is inundated with debt. Typically, the main advantage of a chapter 13 bankruptcy is the discharge. The discharge frees the debtor from all debts included in the payment plan. Creditors incorporated in the payment plan can not initiate or prolong any court or other action against the borrower to collect on an account that has been discharged by the bankruptcy. Recently, the chapter 13 bankruptcy laws covering a discharge have undergone considerable changes. It is highly recommended that debtors meet with a trained Tampa bankruptcy attorney before petitioning for a chapter 13 bankruptcy. A experienced Tampa bankruptcy lawyer may give a borrower valid information on the fluid bankruptcy laws and supply legal advice.
Usually, there are three prerequisites a borrower must fulfill before being eligible for a chapter 13 bankruptcy discharge. First, the applicant must establish that all payments which were scheduled under the payment plan have been paid in full. Secondly, the debtor must establish there were no previous bankruptcy discharges within the past two years. Thirdly, the borrower has completed the financial management course, which either the trustee or court ordered. However, there are a lot of circumstances which may prevent a debtor from receiving a discharge even if these three general requirements are established. Applicants should speak with a skilled Tampa bankruptcy attorney to help in concluding if they are eligible for a chapter 13 bankruptcy discharge.
Filing for a chapter 13 discharge may be a confusing and discouraging process. However, the Tampa bankruptcy lawyers at Florida Law Group will provide assistance. The Tampa bankruptcy attorneys at Florida Law Group will answer all of your legal questions and supply competent legal advice within a free, confidential consultation.
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About the Author:
Florida Law Group specializes in Bankruptcy Law, Florida Divorce Law, Immigration Law, Florida DUI Law, and Florida Foreclosure Law.
Florida Law Group has served as a dependable source for information regarding a Tampa Bankruptcy Lawyer for many years. For dependable answers and advice on finding a reputable Tampa Bankruptcy Lawyer visit our website today.
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