Michael Shemtoub is the managing attorney at the Lexington Law Group located in California. He is an attorney on the cutting edge of bankruptcy laws, practices and procedures. Mr. Shemtoub and his fellow bankruptcy attorneys make the needs and desires of their clients their top priority. When filing for bankruptcy, it is important not only to eliminate your debt but to protect your assets as well. For these reasons, Mr. Shemtoub and the other Lexington Law Group attorneys give each bankruptcy case the time and attention it deserves.

If you are considering filing for bankruptcy it may be in your best interests to retain the services of an experienced and knowledgeable California bankruptcy attorney. The Lexington Law Group employs some of the leading and most talented bankruptcy attorneys in the State of California. They have helped many of individuals with overwhelming debt to file for bankruptcy and successfully obtain a discharge of their debts. A California bankruptcy lawyer at the Lexington Law Group can help you determine if filing for bankruptcy is right for you. They will evaluate your situation and determine if you should file for Chapter 7 or Chapter 13 bankruptcy.

Whether filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy, the initial steps you need to take are the same. To begin the process you may complete a free internet evaluation or contact our office directly at 877-4-ASAP-LAW (877-427-2752). The consultation with a Chapter 7 bankruptcy lawyer or a Chapter 13 bankruptcy attorney is free. After reviewing your case, one of our attorneys will complete your bankruptcy petition and mail the paperwork to you for your review. When you receive the paperwork you may set up an appointment with the attorney to review the paperwork or the review may be conducted via a telephone consultation. Once the paperwork is approved, the bankruptcy petition will be filed with the court.

This is where Chapter 7 and Chapter 13 differ. With Chapter 7, a meeting with your creditors will be scheduled after the Trustee assigned to your case has received all necessary paperwork. A Chapter 7 bankruptcy lawyer can help you with this. A meeting of creditors usually occurs within 6 weeks of filing all requested paperwork. Approximately 90 days after the meeting of creditors you can expect a discharge to be mailed out by the Clerk’s office.

Chapter 13 bankruptcy works a bit differently. Within 30 days of filing your petition, you must submit your first Trustee Payment. A meeting of creditors will then be scheduled. If your creditors have no objection to the proposed debt discharge plan your case will be confirmed by a judge. If there are objections by your creditors you will have 30 days to make any necessary adjustments to the debt discharge plan. A Chapter 13 bankruptcy attorney can help you every step of the way.

Before filing for bankruptcy, please contact our law offices for a free bankruptcy consultation. Please call or go online today if you need assistance with YOUR bankruptcy case.

Are you going to file for chapter 7 bankruptcy or chapter 13 bankruptcy? California bankruptcy lawyers at the Lexington Law Group can help you make the right decision!

Article Source

I don’t think there is anybody out there that sets out to have into a lot of credit card debt with the intention to never pay it back. But life isn’t usually simple and some individuals find themselves buried in debt due to loss of job or income, a medical emergency when they have no insurance or other circumstances. If you’re among this group, you ought to cease and look really hard at your situation and see how significantly you owe. If your credit card debt is $10,000 or higher, chances are great that no matter how much you pay each month, you can’t seem to lower the credit card debt.

How To Get Rid Of Credit Card Debt Fast – Making Minimum Payments Is Not The Way Out Of Debt. Discover Out What Is

It’s at this point where you should think about talking to a credit card debt specialist and get help figuring out a way to put a stop to this cycle and find a plan that can get you out of debt within the shortest amount of time without having to file bankruptcy.

How Do I Get Rid Of Credit Card Debt – Read This If You Have $10,000 Or More In Credit Card Debt

There are many debt settlement companies out there and the principle behind the process is that when you hire them, they will negotiate on your behalf with all of your creditors and come up with a program that is acceptable for both of you. In general, the settlement is anywhere between 35 to 50 cents on the dollar. For example, should you owed $10,000 you would end up paying $3,500 to $5,000 over a period of 2 to 5 years or on whatever terms you agree. While this is still a great quantity of money, it’s nowhere near your original credit card debt and this will free up your cash to cover your basic living expenses and alleviate the financial pressure.

If you want to legally eliminate credit card debt, click the link How To Get Rid Of Credit Card Debt Fast – Consolidate Credit Card Debt And Be Debt Free Fast or here: Article Source

The New Jersey Products Liability Act (PLA) applies to lawsuits where a consumer sustains injury because of alleged defects in product design.  The law permits a plaintiff to prove product defect by showing that the product failed to contain adequate warnings or instructions.

The New Jersey Appellate Division of the Superior Court recently reviewed an appeal filed by a manufacturer of loft beds.  The plaintiff, a college student, recovered a verdict of nearly $180,000 when he was awakened from sleep and fell out of his loft bed, dislocating his shoulder.

The loft bed was six feet off the floor.  There were no warning labels on the loft bed.

At trial, plaintiff presented the testimony of an expert safety engineer that a barrier should have been built into the bed to prevent sleeping occupants from rolling out of the bed and falling from height.

YOU BE THE JUDGE: Are consumer warnings always required?

The appellate court reversed the verdict.  It held that a manufacturer has a duty to warn about hidden or latent dangers.  But there is no duty to warn or instruct about risks that should be obvious to product users.  In other words, a manufacturer has an absolute defense to any claim of a failure to warn where a risk is obvious or known.

The decision points out that a courtroom can bring justice and may be the only way to protect your rights. We know courtrooms; we have harnessed the power of the law in courtrooms to bring justice for our clients for decades. Please contact us to discuss how we can help you in a new lawsuit or provide a “second opinion” about your pending lawsuit. There is no obligation for the initial consultation.

The New Jersey Law Firm and its attorneys are dedicated to client-driven results and protecting individual rights and business interests. For 40 years, the Law Firm has been recognized for sound legal judgment, immigration laws, real estate cases, litigation, contracts and advocacy in serving the transactional needs of both individual and business clients. If you need assistance with business or corporate formation and operations, or you seek legal advice about insurance defense, arbitrations, wrongful termination, discrimination, personal injury, environmental issues, bankruptcy, insurance, civil rights and other litigation alternatives, the Law Firm has the comprehensive experience, foresight, skills and talent to assist you to safeguard your assets, interest and investments. The New Jersey Law Firm’s highly devoted, motivated, experienced, skilled lawyers/attorneys and effective legal professionals are always there to assist you.

Author, Samuel D. Bornstein, is associated with the law firm (http://www.bornsteinlawfirm.com/) and has 40 years of experience in representing individuals and a wide variety of businesses from Fortune 100 companies that need specialized assistance to smaller companies that look to the firm as their “in house” lawyer for general day-to-day advice. The firm is experienced with transactional work and litigation, emphasizing corporate and partnership operations, employment and workplace law, professional negligence, malpractice matters, immigration, civil rights and real state matters and insurance defense. 

 

Article Source:http://www.articlesbase.com/bankruptcy-articles/if-you-have-been-injured-by-a-defective-product-1780939.html

 

 

 

 

Legal advice – clarifying the facts:

Making sure that your business documents are all in order is vitally important for any business, particularly if you are trading with international partners across the globe. At Net Lawman, we make sure that you get the best legal advice and legal information that’s relevant to you – and your customers.

A worldwide knowledge base:

The international language of business is still English. But business documents can become weighed down with legal jargon that at best is meaningless in other countries, and at worst could put your business at risk. Which is why we make sure that all our legal advice is in clear, easy to understand and jargon-free English, so that there’s no misunderstandings. Not only do we provide you with the best legal advice from our experts, but we can also help you to take control of your business documents by using our easy to understand templates, allowing you to create legally binding documents that are applicable across the globe.

Understanding what our customers want is what drives Net Lawman. We know you don’t want to wade through red tape and unintelligible documents that, when you read the fine print, have no bearing on your business circumstances. So we make sure our information is clear, no-nonsense and understandable to everyone – you don’t need a law degree to talk to Net Lawman.

Your legal partners:

Our legal experts don’t just understand the law; they understand business too. This gives us an advantage over other legal advice services and means that we give you clear, concise and accurate legal information on all aspects of national and international business, including how to create business documents that will protect your interests both at home and abroad.

So if you would like to find out how Net Lawman can help you, if you need help creating effective business documents or want legal advice that’s easy to understand, contact us direct and speak to one of our expert advisors. Alternatively, browse our website for further information on all Net Lawman services.

By: Todd Spodek, Esq.: Google has recently launched Google Scholar, which is an amazing free resource for both lawyers and non-lawyers to research the law. Everyone can now read the full legal opinions of U.S. State, Federal and Appellate cases.

These cases can be searched by the case name, or topic. Further, one can now easily see how a legal opinion has influenced other Judges by reviewing the citing page, and related cases page.

For example if you wanted to read the famous NY Court of Appeals Case People v. Huntley which allows a defendant to challenge the voluntariness and lawful nature of any statement made to the police you could easily do that.

This is an important case to know about because if a defendant requests a Huntley hearing, and is successful at the hearing, any incriminating statements made will be precluded from trial. The hearing Judge will consider the following factors to determine if the statements were voluntary:

* Whether the defendant was in custody at the time of the statement. If so, whether the defendant waives hid Miranda rights.
* Whether the police used unfair coercion or violence
* Whether the police made promises to the defendant
* Whether the defendant mad ethe statement on his own free will
* Whether the statements were obtained as a result of an illegal arrest

The Judge must find that voluntariness beyond a reasonable doubt before the confession can be submitted to the trial jury.

Here’s how to use Google Scholar:

1. Start at Google Scholar
2. Click Google Advanced Scholar Search on the right side of the search box
3. Type Huntley into the “with all of the words” search box
4. Scroll down to Legal Opinions and Journals, Search only Court opinions from the following states, and check New York
5. Click Search Scholar
6. Once you pull up the case, if you click on the “How Cited” link you can see 1) How this document has been cited and 2) Related documents.

Storobin & Spodek LLP web site provides information on theNew York Penal Code. We also provide information on theNew York Bankruptcy Courts.

Article Source:http://www.articlesbase.com/bankruptcy-articles/google-scholar-legal-research-for-both-lawyers-and-nonlawyers-1581361.html

Legal aide: Bankruptcy credit