Personal Bankruptcy

Owing a debt and being unable to pay it has limitless disadvantages. The paramount being not having a peaceful life. Falling short on payments leads to creditors or debt collectors chasing you for the debt. The original creditors sell your debt to collection agencies and wash away with the collection. Debt collectors on the other [...]

The Fair Debt Collection Practices Act (FDCPA) enforced by the Federal Trade Commission (FTC) and private attorneys governs fair debt collection methods. According to the FDCPA, a debt collector is someone who collects debts owed to others. Fair debt collection includes methods employed by collection agencies, lawyers who collect debts on a regular basis and [...]

In re: DENISE ANN AIME, Debtor
Chapter 7
UNITED STATES BANKRUPTCY COURT FOR THE EASTERN DISTRICT OF VIRGINIA, ALEXANDRIA DIVISION
January 7, 2010, Decided
On November 13, 2009–more than one year after her discharge–the debtor filed amended schedules that added the County as a creditor with respect to 2007 personal property taxes in the amount of $ 327.00.  [...]

In re: FATEMEH NAJAFIAN, Debtor
Chapter 7
UNITED STATES BANKRUPTCY COURT FOR THE EASTERN DISTRICT OF VIRGINIA, ALEXANDRIA DIVISION
June 1, 2010, Decided
The debtor received a discharge on January 11, 2010. In response to a motion by Capital One, as successor to Chevy [...]

When you file for bankruptcy, the automatic stay immediately stops any lawsuit filed against you and most actions against your property whether such action is taken by a creditor, collection agency, or government entity. The automatic stay may provide a powerful reason to file for bankruptcy particularly if you are at risk of being evicted, [...]

Do you have lots of debt? Are you facing real hard time making your monthly payments on your loan amount? Are you worried with your debts? Good time to think of a personalized debt consolidation plan to deal with your financial worries. Good time to think about filing Arizona bankruptcy. It’s all about getting rid [...]