Archive: March, 2010

Does My Chapter 13 Payment Change With My Income ?


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The decision to file for bankruptcy is not one to take lightly. With the multiple bankruptcy plans available and the changes to bankruptcy law that occurred in 2005, it is important to be an informed about options from various scenarios. If you are considering [...]

Cheap Bankruptcy Lawyers – How to Quickly Find Them in 10 Minutes or Less


Are you planning to file bankruptcy but you’re not sure if you can afford to employ a lawyer? Everyone who is in bad debt problem would like to know how to find a cheap bankruptcy lawyer. Well, here’s how to do it in ten minutes or less.
Online Resource #1:
Use Yahoo! Local located in local.yahoo.com
Key in [...]

How Long Does Foreclosure Take?


In Foreclosure
Power of Sale Foreclosure vs. Judicial Foreclosure, how fast can the bank foreclose?
First of all, most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is a default under the terms of most loan documents, lenders have neither the time nor the [...]

The Chapter 7 Bankruptcy Means Test


When you file a Chapter 7 bankruptcy petition, the means test is applied to make sure that you really need to file bankruptcy and that you aren’t “abusing” the system. That might sound confusing, but it’s in most cases a simple test, and the majority of debtors do ultimately qualify for Chapter 7 bankruptcy.

The [...]

Newburyport Lawyer "making Waves"


NEWBURYPORT, Massachusetts – Newburyport lawyer Steven A. Berlin recently headlined “Let’s Get Real,” a real estate show on WNBP, Newburyport. The show is hosted by Gail Tufts of RE-MAX on the River, and Ellen Lewis. “We discussed a number of issues surrounding real estate,” Berlin said. “We had a good, well-rounded discussion.” Berlin’s law practice, [...]

Abc Of Loss Mitigation & Loan Modification


Loss mitigation refers to a range of methods designed to help struggling homeowners get their mortgages back on track. The recent housing crunch brought an increased demand for loss mitigation services, especially in hard-hit areas like Southern California. This guide answers some of the most commonly asked questions on loss mitigation and foreclosure prevention today.
Who [...]

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