What are the credit score ranges?
f6af
What are the credit score ranges?
var _sf_startpt=(new Date()).getTime()
var base_url = ‘http://www.articlesbase.com/’;var base_images_url = ‘http://images.articlesbase.com/’;var loading_icon = ‘http://images.articlesbase.com/point-loader.gif’;var loading_wide = ‘http://images.articlesbase.com/loadingAnimation.gif’;var loading_large = ‘http://images.articlesbase.com/ajax-loader-2.gif’;var loading_arrows = ‘http://images.articlesbase.com/loading_arrows.gif’;var loading_dots = ‘http://images.articlesbase.com/dots-horizontal.gif’;var captcha_url = ‘/trigger/captcha/’;
var str_qa_type_your_question = escape(”Ask our experts your Credit related questions here…”); var int_question_title_max_length = 200;
GS_googleAddAdSenseService(”ca-pub-5157679868954075″);
GS_googleEnableAllServices();
GA_googleAddAttr(”Category”, “Finance”);
GA_googleAddSlot(”ca-pub-5157679868954075″, “Article_Bottom”);
GA_googleAddSlot(”ca-pub-5157679868954075″, “Article_Left2″);
GA_googleFetchAds();
window.fbAsyncInit = function() {
FB.init({
appId : ‘123404051024473′,
status : true,
cookie : true,
xfbml : true,
oauth : true
});
};
(function(d){
var js, id = ‘facebook-jssdk’; if (d.getElementById(id)) {return;}
js = d.createElement(’script’); js.id = id; js.async = true;
js.src = “//connect.facebook.net/en_US/all.js”;
d.getElementsByTagName(’head’)[0].appendChild(js);
}(document));
function fbLogin(backlink) {
if (backlink) {
backlink = ‘&backlink=’ + encodeURIComponent(backlink);
}
else {
backlink = ”;
}
FB.login(function(response) {
if (response.authResponse) {
var accessToken = response.authResponse.accessToken;
FB.getLoginStatus(function(resp) {
if (resp.status === ‘connected’) {
window.location = ‘/auth/connect?status=success’ + backlink;
}
else if (resp.status === ‘not_authorized’) {
window.location = ‘/auth/connect?status=permissions_error’ + backlink;
}
else {
window.location = ‘/auth/connect?status=not_logged’ + backlink;
}
});
}
else {
// user is not logged in
window.location = ‘/auth/connect?status=not_logged’ + backlink;
}
}, {
scope: ‘email,publish_stream,offline_access’
});
};
var _gaq = _gaq || [];
_gaq.push(['_setAccount', 'UA-318473-1']);
_gaq.push(
['_setCustomVar', 1, 'TPL_ControlGroup', 'false', 2],
['_setCustomVar', 2, 'Category', 'Finance', 3],
['_setCustomVar', 3, 'SubCategory', 'Credit', 3],
['_setCustomVar', 4, 'PenNameId', '1187356', 3],
['_setCustomVar', 5, 'PublishDate', '2012-04', 3],
['_trackPageview']);
_gaq.push(['_trackPageLoadTime']);
(function() {
var ga = document.createElement(’script’); ga.type = ‘text/javascript’; ga.async = true;
ga.src = (’https:’ == document.location.protocol ? ‘https://ssl’ : ‘http://www’) + ‘.google-analytics.com/ga.js’;
var s = document.getElementsByTagName(’script’)[0]; s.parentNode.insertBefore(ga, s);
})();
Free Online Articles Directory
Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers
function show_login_box() {
// move banner patch
if($(’.static_pg_right_col’).length > 0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version
Login
if($.cookie(”screen_name”)) {
$(’#logged_in_true li span’).html($.cookie(”screen_name”).replace(/+/g,’ ‘));
$(’#logged_in_true’).css(’display’, ‘block’);
$(’#top-authors-tab’).css(’display’, ‘none’);
} else {
$(’#logged_in_false’).css(’display’, ‘block’);
}
Email
Password
Remember me?
Lost Password?
Home Page > Finance > Credit > What are the credit score ranges?
What are the credit score ranges?
Posted: Apr 25, 2012 |Comments: 0
|
var addthis_config = { “data_track_clickback”:true, ui_language: “en” }
if($.cookie(”show_edit”) == ‘yes’) {
$(’div.moderate_box_open’).css(’display’, ‘block’);
}
google_ad_channel = AB_cat_channel + AB_unit_channel;
google_language = “en”;
google_ad_region = ‘test’;
If you have a credit card, yet you know nothing about your credit score range or hardly care about it at all, then it’s about that you should. First of all, your credit score determines your credit worthiness and even if you don’t realize it, your credit score can affect your job, business, lifestyle or how banks, lenders or even companies see you. Creditors have their own parameters, some are very strict about the credit score chart while others may be a little loose about the rules.
Below is a chart to give you an idea about the importance of your credit score.
CREDIT SCORE CHART
850-700 = Excellent credit score–The chances of getting an approved loan is high, with the best and low interest rates.
699-680 = Good credit score — You qualify for credit, with reasonable interest rates.
google_ad_channel = “7940249670, ” + AB_cat_channel + AB_unit_channel;
google_language = “en”;
google_ad_region = ‘test’;
679-620 = Average credit score—You qualify for credit, with fair interest rates.
619-580 = Low credit score—You still qualify for credit but you’ll get really high interest rates.
579 and below = Poor/Bad credit score—Your chances of being denied are high, or it will be approved but with very very high interest rates.
Having a credit score that falls within the excellent range can really make your life easier. Companies often do a background check on their employees and if you have an impeccable credit history and score, then there’ll be less worrying for you. Also, it would’nt be too hard for you to get a loan, if lenders see you as financially responsible and that you have good faith effort then they wouldn’t think of you as a concern, they wouldn’t lend someone their money if they knew that they’ll be having a hard time repaying what they owe, right? If you already have a good score, what you have to do is to either raise it up or maintain it. Be careful not to let errors slip by, always keep track of your credit. Remember to pay on time, don’t ever miss this because this can make you lose points faster than you think. Pay your balances regularly, and if you can, pay more than the required amount. Not only will you finish paying it faster, but you’ll be paying less interest rates; a good practice if you want to save up money in the long run. Use your card to a minimum, in order to gain points, you need to use your card, but make sure that you dont exceed the limit.
Now that you’re familiar with the credit range, just remember, a low credit score won’t do you any good so if you can, start early in building up your score–it’ll be worth it.
-
About the Author:
Whether you are planning to buy a house or a car, your credit history matters. You should keep a check on your credit reports to keep a good credit history and a good credit score. Check your credit scores now and find out if you own a good or bad credit history.
Article Source
